A specialist firm focused entirely on inheritance tax structuring for owners of non-trading companies, property SPVs, and businesses where traditional reliefs no longer apply.
Heritance Advisory exists for one reason: to help business owners protect what they've built from unnecessary inheritance tax.
We don't offer general financial planning, accountancy, or legal advice. We specialise entirely in inheritance tax structuring for owners of non-trading companies, SPV companies, and businesses where traditional reliefs no longer apply.
This is all we do — and we do it properly.
Heritance Advisory was founded by chartered professionals from the financial planning sector who had spent years helping clients manage their wealth, plan for retirement, and protect their families.
Through ongoing professional development and real-world client work, our founding team identified a structuring approach that fundamentally changed how they thought about inheritance tax for business owners. It was effective, low-risk, and remarkably cost-efficient — yet almost nobody in the advisory world was offering it as a dedicated service.
After implementing this approach for a number of clients and seeing the results first-hand, the decision was clear: build a dedicated firm around it. Not as an add-on to existing services, but as a standalone specialism — because something this important deserves proper focus.
Too many company owners are exposed to inheritance tax bills that could have been avoided. The rules have changed, traditional reliefs have narrowed, and most advisers either aren't aware of the alternatives or don't specialise in them.
Our mission is simple: to make specialist inheritance tax structuring accessible to every business owner who needs it. Whether you hold a non-trading company, a property SPV, or a business with significant retained value, we provide a clear, structured process to help you protect your wealth for the next generation.
We don't try to be everything to everyone. We specialise in one area and bring a depth of knowledge that generalist firms simply cannot match.
Our approach has been developed and refined through real-world implementation. Every recommendation we make has been tested, not just theorised.
Our team holds chartered professional qualifications including Chartered Financial Planner and CFA Charter holder designations, with years of experience across financial planning, investment management, and estate structuring.
We work alongside carefully selected professional partners — including leading UK law firms — to ensure every aspect of your structuring is handled by the right expert.
Our clients are typically business owners who have built significant value within their companies and recognise that without the right planning, a substantial portion of that value could be lost to inheritance tax.
Property holding companies, investment companies, and other non-trading structures where Business Property Relief does not apply.
Buy-to-let portfolios held in limited companies — the most common structure we work with. Typically 5–20+ properties built over several years.
Companies with retained profits, surplus cash, or investment assets that put them in scope for inheritance tax on the shareholder's death.
Book a free, no-obligation consultation. We'll assess your situation and show you the numbers — no pressure, no hard sell.
Book a Free Consultation30-minute call. No commitment. Completely confidential.